About Klarna

Klarna is a Swedish fintech company that provides online financial services such as payments for online storefronts and direct payments along with post-purchase payments.

Klarna’s core service is to provide payment processing services for the e-commerce industry, managing store claims and customer payments. It has become known as a “Buy now, pay later” (BNPL) service provider, offering customers credit on their purchases as part of the checkout process. Learn more about Klarna, please visit https://www.klarna.com/us/what-is-klarna

Why Choose Klarna Payment

Pay In 3 Instalments

Split the cost of your purchase into 3 payments. Just more time to pay for the things you love.

Pay in 30 days

Start enjoying what you’ve ordered right away. Make payments online. Only pay for what you keep.

Monthly financing

Offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases.

Klarna Customer Service

Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule, but you can make early payments anytime you wish.

To make a manual payment:
Go to Payments
Navigate to the order you would like to pay
Tap Payment options and follow the instructions

If we are unable to collect the payment on the scheduled date, we will try again. If that payment attempt also fails the missed payment will be added to the amount of the next scheduled payment. Late fees may also apply. Please check the terms and conditions of your order for details.Please note, missed payments and unpaid debts are sent to debt collection.Need a few extra days? You can extend your next payment date by 14 days once per order:Go to Payments Select the order you would like to pay later Tap Payment options and then tap Extend due date
Your refund will be processed within 14 days. As soon as the store has registered your return, or cancellation, you will receive your refund.The refund process mirrors your payment plan – each of your payments is refunded separately. You may therefore receive the refunds on different days.Log in to view the status of your return or cancellation.Pay in 4 Refunds are processed in different ways, depending on the status of your payment schedule, how much you have paid and if the store has processed a full or partial refund.Full refund Once the refund is registered against your order, any remaining payments will be cancelled and the already paid amount will be refunded to the original payment method. Partial refund If the partial refund is greater than the remaining balance of your order, the refund amount will be deducted from the outstanding balance and the difference will be credited to the original payment method. If the partial refund is less than the remaining balance of your order, the amount will be deducted from the outstanding balance and spread evenly across the remaining payments. You can view any updates to your payment plan in the app. Pay in 30 days You’ll receive an email with updated payment information and payment updates in the app.Financing If the total amount owed is greater than the refund, the refund will be deducted from the total balance of your financing account.If the total amount owed is less than the refund, the refund will be available as a positive balance in your Klarna account, allowing you to purchase again using your account at any participating online stores. Contact Customer Service to complete a refund form should you instead want the refund credited to your bank account.Still waiting for your refund? Depending on your financial institution, it can take up to 14 days for the funds to show in your account. To check the status of your refund, first ensure the store updated your payment plan accordingly, then check the refund against your original payment method.If after 14 days you have not received a refund, or your original form of payment is associated with a now closed bank account or credit card, chat our Customer Service. If your payment plan has not yet been adjusted by the store, please contact the store directly to confirm your return or order cancellation.Should the store’s return policy only allow refunds in the form of store credit, you are still responsible for your payments to Klarna associated with that purchase. According to the store’s T&Cs express shipping fees are not refundable.

More questions about Klarna payment please visit https://www.klarna.com/us/customer-service/